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Transparency & Security

Cookie Policy

Last updated: September 20, 2026. How gbkpay.org utilizes cookies and session security mechanisms.

1. What Are Cookies?

Cookies are small cryptographic text files stored on your computer or mobile device when you browse websites. They are widely used to maintain secure login sessions, remember user preferences, and safeguard against cross-site request forgery (CSRF).

2. Categories of Cookies We Use

  • Strictly Necessary Cookies: Essential for authenticating merchant portal logins, maintaining encrypted JWT tokens, and verifying CSRF tokens during financial operations. These cookies cannot be turned off.
  • Security & Anti-Fraud Cookies: Used by our AI Fraud Shield to detect bot attacks, brute-force attempts, and automated scrapers.
  • Performance & Diagnostics Cookies: Help us measure API latency, page rendering speed, and server health to optimize uptime across diverse network speeds.

3. Controlling Your Cookie Settings

You can configure your browser to block or alert you about cookies. However, blocking strictly necessary session cookies will prevent login access to the GbkPay Partner Portal and dashboard analytics.

4. Updates to This Policy

We may update this policy periodically to reflect enhancements in our security practices or regulatory updates. Any changes will be published here with an updated revision date.